ALB Finance

The ‘why’ behind what we do

Ever stared at your bank account, wondering where all your money went? The transactions add up, but it feels out of control. Saving for a house, getting out of debt, or planning for retirement seems impossible, especially with talk of inflation and recessions. Money is stressful, so it feels easier to ignore it.

If you’ve felt this way, you’re not alone. Personal finance is essential, but most people are never taught it. Jumping into managing your money can feel like taking the final exam on the first day of class. Despite financial management being one of the most important life skills, few schools teach it, and there’s a lot of shame around asking for help.

If this hits home for you, you’re not alone – and there’s absolutely no judgment from us. To make this content more approachable, we give each article a rating.

What the article ratings mean

“Finance Foundations” and “Intro to Econ”

These articles are for those who are newer to personal finance and economics or are looking to build a solid foundation of knowledge.

“Finance Friendly” and “Intermediate Econ”

These articles are ideal for readers with some existing knowledge. If you’ve explored our foundational content, taken a finance class, or have some experience in economics or finance, these are for you.

Remember, the ratings are just a guide! If an article feels overwhelming, check out the prerequisite articles for more context and then come back after. If an article contains content that you’ve already learned, switch to a more intermediate article. Happy reading!